Why You will Want to Sell Us Your Home. Seriously.
Let's be straight and honest here. The absolute best scenario that can happen for most home sellers is to have a brand new buyer with excellent credit and a sizable down payment to qualify for a new mortgage loan and buy your house in "as is" condition.
However, if you have been paying attention to the news, there are more homeowners in financial distress and facing foreclosure than ever in recent memory. As a result, mortgage lenders across the U.S. have been losing hundreds of millions of dollars going bankrupt laying off thousands of employees. This has caused a severe real estate market slowdown.
What this means to you is that "average homebuyers" without excellent credit and a sizable down payment will not be able to buy your home even if they want to. Because mortgage lenders are going bankrupt making loans to borrowers with marginal credit and low down payments, there has been a severe backlash.
Nearly all mortgage loan products that made it easy for the "average buyer" to qualify for a new mortgage loan have been discontinued. "Average" buyers are those people who have only marginal credit and a low down payment. What this means is that any buyer who does not have excellent credit and a sizable down payment will not be able to buy any home, including yours!
This leaves you as the home seller sitting on your home month after month waiting for the "excellent buyer" who has excellent credit and a sizable down payment. How many people do you know (including yourself) who would classify themselves as an "excellent buyer" today? Very few.
Is your house in "excellent condition"? Is your house in the "right part of town"? If not, your house may not attract the "excellent buyer" and mostly attract "average buyers". And if your house only attracts "average buyers", you might be in for a very long wait in selling your home?
Did you know that the average selling time for a home in Columbus & Phenix City is 3-4 months? Think about this very carefully. What an "average" figure means is that there are some homes that sell quickly (1-2 months) and there are houses that will sell slowly (5-6 months).
Where does your house fit in the timeline? Can you afford to wait that long? Can you afford to make your mortgage payments for that long? Any equity you have can quickly disappear between paying a real estate agent to sell your home and making several months of mortgage payments. Not to mention the stress of waiting and having strangers walk through your house.
Are we a perfect solution? No. Are we an excellent alternative? Absolutely.
Bottom line, we are professional real estate buyers and investors. We use our own funds and we have a long-term vested interest in you and your home. We can give you peace of mind within 10 days! Seriously. |
